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Emmanuel Oloyede - Sr. Loan Officer
216-816-5215
License FL LO115448 | GA 1824463 | IL 031.0080639 | IN 61208 |
OH MLO-OH.1824463.002 | TN 1824463
NMLS# 1824463
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About Me:
I hold a Bachelor of Science and a Master's degree (MBA) from Indiana Wesleyan University. I use my knowledge to guide my borrowers in making informed decisions about their loans, going beyond simply quoting a rate. I dive deep with my client to ensure that their needs that the end monthly payments align with their financial goals. With a business built on referrals from top Real Estate Agents, Financial Planners, and satisfied clients, I am dedicated to providing exceptional lending service.
As a passionate Loan Officer, my mission is to help clients achieve their homeownership dreams with care and integrity. I believe in making the journey to homeownership exciting and fulfilling, focusing on a smooth and stress-free mortgage process. Reach out to me today, and let's embark on this journey together, ensuring your expectations are not only met but exceeded.
Specialty programs:
Bank Statement Loan:
Are you a self-employed individual looking to secure your dream home without the hassle of traditional paperwork? Our Bank Statement Loans are the solution you've been waiting for. No more fuss over paystubs and W-2's from the last two years of employment. With Bank Statement Loans, we take a different approach. Our lenders assess your bank statements to evaluate your income, ensuring you have a viable path to mortgage approval. Say goodbye to the old-fashioned hurdles and embrace a streamlined journey to homeownership!
ITIN Borrowers allowed and You can close in an LLC, Partnership or Corporation, some non-warrantable condo features allowed, loan amounts from $125,000 to $3,000,000
Foreign National Loan:
Are you a non-resident with dreams of owning real estate in the United States? Your journey begins with a Foreign National Mortgage Loan. While the process of financing real estate typically caters to U.S. citizens, we've crafted a specialized solution for international buyers like you. Say goodbye to the barriers and embrace the opportunity to invest in U.S. real estate with our Foreign National Mortgage Loan. Your American dream is closer than you think!
Debt Service Coverage Ratio (DSCR loan) Investor Solution - Including Investor Solution Elite:
Investment Properties only, using Debt Service Coverage Ratio (DSCR). DSCR: Qualifies based solely on subject property rental income and credit history, No income, employment or borrower debt are considered in eligibility, First Time Investor Allowed, can close in an LLC, Partnership or Corporation, some non-warrantable condo features allowed.
Down payment assistance programs and grants:
Say goodbye to down payment worries and hello to homeownership. My team and I have access to several down payment assistance programs and grant to make it affordable and stress-free to secure your dream home. Contact us today to explore your options and take the key to homeownership.
Low down payment Loan options:
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% downpayment requirements. Contact us to day to discuss what options you qualify for.
Jumbo loans:
You may consider this type of loan if you plan to purchase a larger property or luxury home in a high-end real estate market.
Power Buyer (Funding Commitment Approval) – Close in as little as 10 Business days!:
Stronger than a prequalification letter and better than a pre-approval letter. With a Funding commitment approval, you will be able to compete with cash offers. Reach out today to get started!
Home Equity Conversion Mortgage (HECM) – Reverse Mortgage:
This is a great option for homeowners and buyers over the age of 62. This loan option makes life easy. You may refinance or purchase with this loan program. Contact us today to discuss your options.
Let me help you navigate your way to Homeownership!
For over two decades, Paramount Residential Mortgage Group Inc. (PRMG) continues to be a Top 20 Leading Lender in the mortgage industry. As a privately held mortgage company and residential home lender, PRMG has successfully helped many borrowers purchase and refinance their homes throughout the United States.
Our goal is to provide customers with a 'Path to Pivot' to more consumer facing activities and modern lending technology. This includes innovative products and industry-leading customer service levels.
When we first opened our doors, we had a staff of 3 individuals dedicated and committed to helping us grow the company. Today, PRMG employs over 3,000 employees and has over 307 branches throughout the United States.
Today, PRMG is licensed in 48 states in addition to Washington DC and by the U.S. Department of Housing and Urban Development (HUD) with branches and operation centers strategically located across the country! We deliver a wide range of Jumbo, FHA, VA, USDA, and conventional loan products, along with providing cutting-edge technology and industry-leading customer service. PRMG is an agency-approved direct issuer to Ginnie Mae, as well as a licensed seller/servicer of Fannie Mae.
Additionally, PRMG gives back to the community through their 501(C)3 non-profit foundation, PRMG Cares. PRMG Cares has donated time and money to local and nationwide charities. To learn more, please visit www.prmgcares.org.